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Thank you for considering us for your financial services needs. We are sorry that we cannot continue with your application for the following reasons:

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Instant Account Verification
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

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'Doing Business As' Information
DBA Business Information
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Your Business Tax ID is used for identification purposes.
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
DBA Physical Address

Tell Us About Yourself

Tell Us About Yourself
Personal Information
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification

Upload documents here: Include a copy of your government issued identification listed above under ID Type; and any other requested/promotional documents for account opening.

Additional Information
Password: To be used to identify you over the phone for security purposes (may be any 4 to 17 alpha or numeric characters):*
Are you currently, or have you ever been a politically exposed person (PEP) or a senior political figure?*
In what country are/were you a PEP (politically exposed person)?*
Are you an immediate family member or a close associate of someone who is currently, or who was, a PEP?*
What is the nature of your relation to him/her?*
What is the nature of your association with him/her?*
In what country is/was the person a PEP?*
What is the name of the PEP? (First Name and Last Name)*
Are you a U.S. citizen?*
What is your country of origin (home country or country of citizenship)?*
Do you have a Green Card, or are you a foreign resident of the U.S. (legal permanent resident)?*
Do you have a US Individual Taxpayer Identification Number (ITIN)?*
Do you have citizenship with any other country?*
With what other countries do you have citizenship?*
Are you an employee of an embassy, foreign consulate, or foreign mission?*
What is the home country of the embassy, foreign consulate, or foreign mission?*
What is your employment status?*
What was/is your occupation?*
Will you deposit or withdraw cash?*
Approximately how much cash do you expect to deposit each month?*
Approximately how much cash do you expect to withdraw each month?*
Will you send or receive wire transactions?*
What is the expected monthly total of wire transactions that you expect to send?*
What is the expected monthly total of wire transactions that you expect to receive?*
Will these wires be sent to or received from non-US locations?*
To/From which countries do you expect to send/receive?*

Co-Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.


Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.


Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

Tell Us About Yourself

Joint Applicant Information

About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
Upload documents here: Include a copy of your government issued identification listed above under ID Type; and any other requested/promotional documents for account opening.

Additional Information
Password: To be used to identify you over the phone for security purposes (may be any 4 to 17 alpha or numeric characters):*
Are you currently, or have you ever been a politically exposed person (PEP) or a senior political figure?*
In what country are/were you a PEP (politically exposed person)?*
Are you an immediate family member or a close associate of someone who is currently, or who was, a PEP?*
What is the nature of your relation to him/her?*
What is the nature of your association with him/her?*
In what country is/was the person a PEP?*
What is the name of the PEP? (First Name and Last Name)*
Are you a U.S. citizen?*
What is your country of origin (home country or country of citizenship)?*
Do you have a Green Card, or are you a foreign resident of the U.S. (legal permanent resident)?*
Do you have a US Individual Taxpayer Identification Number (ITIN)?*
Do you have citizenship with any other country?*
With what other countries do you have citizenship?*
Are you an employee of an embassy, foreign consulate, or foreign mission?*
What is the home country of the embassy, foreign consulate, or foreign mission?*
What is your employment status?*
What was/is your occupation?*
Will you deposit or withdraw cash?*
Approximately how much cash do you expect to deposit each month?*
Approximately how much cash do you expect to withdraw each month?*
Will you send or receive wire transactions?*
What is the expected monthly total of wire transactions that you expect to send?*
What is the expected monthly total of wire transactions that you expect to receive?*
Will these wires be sent to or received from non-US locations?*
To/From which countries do you expect to send/receive?*

Beneficiaries Information

Tell us about your beneficiaries
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Beneficiaries percent share information page

Tell us about your beneficiary percent shares

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Please indicate the percentage of the payout each beneficiary will receive:



Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

Document Upload Source Selector

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Document Upload Source Selector

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Review and Submit

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Additional Application Information
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Identification Information
Secondary Identification Information
Address
Joint Applicant Information
Joint Applicant Contact Information
Joint Applicant Identification
Joint Applicant Secondary Identification
Joint Applicant Address
Beneficiary Information
Funding Source
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Minor Information
Minor Contact Information
Minor Identification Information
Minor Secondary Identification Information
Minor Physical Address
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Please review all of your information above. If you need to make changes, select "Go Back". Open each of the disclosures below and "Check" the box to acknowledge you read and understand the terms and conditions in each document. By clicking the “Submit” button, you acknowledge receipt of the Electronic Communications Disclosure and Consent form and consent to delivery of Electronic Communications via the Internet to an email address you designate. Further, you are agreeing to conduct an electronic transaction with Empower Federal Credit Union, you acknowledge and agree that you intend to create and use an electronic signature and that you will be legally bound by your electronic signature.

Email Agreements & Disclosures
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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

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